We don’t post about organizing finances very often, but it is something I whole heartedly believe in! Ever since my family started living off of a monthly budget two years ago (thanks to Dave Ramsey), it always feels like there is a bit more money to work with when we need it and a whole lot less stress! That was far from the case at the beginning of the process, but eventually we found more and more ways to cut back to get our finances in order and working for us.
When you don’t know where your money is going it is easy for a paycheck to quickly slip away. Especially now when the Christmas buying frenzy begins. You wouldn’t be the first or last who woke up in January with a spending hangover, unaware of the actual spending damage until the bills start to arrive.
Thankfully, much of this overspending can be avoided with a little pre-Christmas budget planning. Here is what I use to plan my Christmas shopping and help me stay on budget. Of course I made this version a lot prettier to share with you!
The 1st page allows you to plan for all your Christmas spending including the miscellaneous we often forget to including like wrapping paper and holiday travel. There are a few blank rows for you to plan for your own special traditions.
The 2nd page helps you divide and conquer your Christmas shopping with room to plan gifts and set a budget for each person.
I have used this same Word doc table for the past 4 years. I keep the previous years table in the same document and it has been so useful to refer back to. I can see what gifts I previously had in mind and what I actually gave which always fuels ideas for this year.
As a little pre-holiday gift to you, I’m including downloadable versions of both pages right here for free! Give them a try and take some of the stress out of the holiday shopping frenzy.
Click here to download the Christmas Budget Table as a-
It takes only a few minutes to plan your holiday spending and get you on track to making your holiday season a joyful one!
Do you plan your Christmas budget? Are you one of the brave souls going out on Black Friday? Or are you just focused on those leftovers, like me? Are you already finished with your Christmas shopping (if so, teach me that trick!)? Let us know in the comments how the printables work for you!